Regulatory Update

  • The National Flood Insurance Program (NFIP) is administered at the local community level. Support is available through the State NFIP Coordinator and your Regional (FEMA) Compliance Specialist.
  • From time to time, FEMA performs a map revision to its Flood Insurance Rate Maps (FIRMs) within a community due to recent development and other factors that depict the modified flood risk within a community.
  • As a community performs local studies and partners with FEMA for the update of their FIRM panels, it has better and more up-to-date information about the natural hazard risk within their community. This data should be reviewed against the community’s existing Hazard Mitigation Plan to assure the flood risk profile and mitigation strategies and actions do not need to be revised based on this updated information.
  • FEMA’s Flood Insurance Rate Maps (FIRMs) provide the public with reliable information about flood risk, vulnerabilities and hazards. This knowledge allows them to determine the risk they are comfortable with assuming. Don’t risk your home or business!
  • It’s important that community officials share this new flood risk information with citizens as soon as it is available so they may make informed choices about their personal flood risk.

Benefits of Adopting New Flood Maps

New, effective flood maps help to more precisely communicate a community’s current flood risk:

  • Allowing communities recovering from disasters to be more resilient since that recovery is based on responsible development and repair.
  • Helping homeowners and business owners to make informed decisions about how they can reduce that flood risk.
  • Assisting community planners and local officials to gain an improved understanding of the flood hazards and risks that affect their community.
  • Providing builders and developers with detailed information for making decisions on where to build safely and how construction practices can affect flood risks.

When a community adopts new flood maps, it is gaining access to numerous federal grants, discount programs and overall savings opportunities for the community and flood insurance policyholders.